Top

Off Plan Product

This product allows buying a property under construction and receiving it after a specified period and at a reduced price. Off-plan sales projects are subject to supervision by "Wafi" * and target beneficiaries of the Ministry of Housing and the Real Estate Development Fund (REDF) only.
This product is available for all creditworthy customers and customers who are supported by Real Estate Development Fund and Ministry of Housing

Product’s features

  • Product approved by the Shariah Committee in the form of Istisnaa & Ijarah Mosofah Bthimah.
  • Financing with a competitive and fixed profit rate for the whole term.
  • Choosing any type of property: villa/ duplex/ townhouse.
  • Financing amount up to SR 5 million.
  • Financing term up to 25 years.
  • Financing to own the first home only.
  • Step down payments on retirement- the customer will have a reduced installment after retirement in accordance with the pension.
  • Exemption from remaining repayments in case of death or permanent disability.

Eligibility criteria

  • The customer must be at least 20 years old.
  • Open a current account if he does not have one.
  • The customer's monthly net income shall not be less than SAR 5,000.

Required documents

To better serve you, kindly provide the following documents to complete your applications:
  • A price offer from the developer.
  • Fill in and sign a mortgage application.
  • A detailed salary certificate mentioning the allowances (if any).
  • A copy of a valid ID.
  • Pay slip of the last three months if the customer works for a semi- government or private sector.
  • Account statement for the last three months indicating the receipt of the salary.

Apply now


Example: Disclosure of the cost rates of a 15-year mortgage for the first home
Early payment Charge Monthly Repayment Amount Payment Type Maturity Years *APR Fixed or Variable Rate Loan to Value Ratio Property Market Value
3 Months Profit 6,394 SAR Principal and Profit 15 years 6.81% Fixed Rate 90% 800,000


* APR may differ depending on the amount and the maturity period different from the above example and subject to credit scoring of each customer

The bank offers a range of distinctive projects for Off Plan in various regions of the Kingdom in line with the customer's wishes and in flexible installments that meet your needs.

Project Name City Unit Type Number of Units Project's Information
Murcia Riyadh Apartments - Town House 5,590 sakani.housing.sa
Alzamel House Villa 155 sakani.housing.sa
Sarya Alnarjis Apartments - Town House 1,984 sakani.housing.sa
Saraya Aljwan Town House 936 sakani.housing.sa
Diar Alssad Town House 577 sakani.housing.sa
Alnrjis View Villa - Town House 728 sakani.housing.sa
East Gate Villa 3,665 sakani.housing.sa
Ishraq Living Villa 2,229 sakani.housing.sa
Nessaj Town House Villa 690 sakani.housing.sa
Almuhndia Villa 628 sakani.housing.sa
Alrabia Villa 670 sakani.housing.sa
Maskan Haites Villa - Town House 292 sakani.housing.sa
Eskan Alriyadh1 Apartments 168 sakani.housing.sa
Jwhart Alsahab Apartments 171 sakani.housing.sa
Aldahia Villa 557 sakani.housing.sa
Jawharat Alghoroub Apartments 70 sakani.housing.sa
Maali Anan Villa 440 sakani.housing.sa
Asalat Aljewan Villa 600 sakani.housing.sa
Sedra 1 Villa - Townhouse 3005 sakani.housing.sa
Aknan Alsharq Villa 434 sakani.housing.sa
Sedra 1 Villa - Townhouse 4233 contact Us(roshn.sa)
AlNarjis View 2 Villa - Townhouse 490 contact Us(roshn.sa)
Nesaj Town Alnarjis Villa - Townhouse 455 sakani.sa
Saraya Aljewan 2 Villa - Townhouse 404 سكني (sakani.sa)
Azyan Namar Villa - Townhouse 457 sakani.sa
Garden Residence Apartments 256 سكني (sakani.sa)
Ewan Sedra Villa 103 Ewan Sedra - Retal
Almaskan 12 Apartments 49 sakani.sa
Saraya Alfursan Villa 811 sakani.sa
Ewan Sedra 2 Villa 372 sakani.sa
Habetaat 2 Apartments 82 sakani.sa
Habetaat 5 Apartments 63 sakani.sa
Reem Alsakani Villa 81 GoogleMaps
Nozol Alhazm Apartments 176 sakani.sa
Boyot Telal Alfursan Villa 316 tilalre.com
Meskan Alasayel Villa 487 sakani.sa
Rasan Villas Villa - Townhouse 685 sakani.sa
Dar Khuzam Apartments 270 sakani.sa
Habetaat 7 Apartments 61 sakani.sa
Twin Towers Apartments 90 twintowers.com.sa
The oval Apartments 67 theoval.sa
Meem Residence South Apartments 17 mobtakeron.com.sa
Alathba Villa - Townhouse 625 GoogleMaps
Sa'af Villa 35 GoogleMaps
Darat Alfursan Villa 606 GoogleMaps
Awali Alnarjes Apartments 208 GoogleMaps
AlSa'adah Apartments 238 sakani.sa
Aknan Alfursan Villa 311 sakani.sa
Naseem Khuzam Villa 286 GoogleMaps
Cana 1 Villa 9 GoogleMaps
Nissaj Town 1 Dammam Villa - Town House 674 sakani.housing.sa
Nissaj Town 2 Villa 1,653 sakani.housing.sa
Sadeen Town House Town House 997 sakani.housing.sa
Maad Town House 728 sakani.housing.sa
Alfrida Apartments 1,396 sakani.housing.sa
Alfakhriya Apartments 83 sakani.housing.sa
Masaken Arweqa Apartments 26 خرائط قوقل
Ne'ma Apartments 304 سكني (sakani.sa)
Revan Apartments 1152 سكني (sakani.sa)
Ne'ma 2 Apartments 1184 سكني (sakani.sa)
Alqatief House Qatif Town House 942 sakani.housing.sa
Boyot Telal Qumrah Villa 499 sakani.sa
Albayat Alsakani 1 Apartments 14 GoogleMaps
Darat Alqumrah Apartments 427 sakani.sa
Diar Alhassa Alahssa Villa - Town House 2,945 sakani.housing.sa
Nesaj town Alahsa Villa 969 sakani.sa
Jadan Life Villa 1001 innovest.com.sa
Altahlia Gate Jeddah Apartments 1,912 sakani.housing.sa
Aljohra Ressudenss Apartments 990 sakani.housing.sa
Kayala AlMuhanadiyah Villa 317 sakani.housing.sa
Rwabi Alhijaz Apartments 21,302 sakani.housing.sa
SAMA Jeddah Apartments 858 sakani.housing.sa
Dar Smou Villa - Town House 412 sakani.housing.sa
Fenan Apartments 1708 sakani.housing.sa
Bouvardia City Apartments 2606 sakani.housing.sa
Alandalusiya Apartments 126 sakani.housing.sa
Belar Apartments 618 housing.sa
Garden View Villa 410 sakani.sa
Bouvardia View Apartments 772 sakani.sa
Mayan Villas Villa 458 sakani.sa
Nesaj Sadayem Villa - Town House 352 sakani.sa
Areej Villa 238 GoogleMaps
Saraya Albuhairat Villa 350 خرائط قوقل
Alworrod City Taif Villa 4,775 sakani.housing.sa
Taj Almaseef Villa 556 sakani.housing.sa
Alkamees View Khmis Mushit Villa 1,988 sakani.housing.sa
Wahat Alkhmais Villa - Town House 1,041 sakani.housing.sa
Telal Alkhamees Apartments 816 sakani.sa
Jadat Alskab Almadinah Almunawara Villa - Apartment 2,364 sakani.housing.sa
Dra Almadina 1 Apartments 694 sakani.housing.sa
Dra Almadina 2 Apartments 1,877 sakani.housing.sa
Zahia Villa - Apartments 465 sakani.housing.sa
Jenan Villa - Apartments 294 sakani.housing.sa
Bader Villa 424
Saraya Albader Villa 598 -----
Alsameya Villa 489 sakani.sa
Manazel Alworod 4 Villa 417 sakani.sa
Boyot Telal Abyar Ali Villa 420 sakani.sa
Dana Albahar Alkhobar Villa 81 sakani.housing.sa
Nesaj Town Khobar Villa 118 sakani.housing.sa
Aswar Alsakani Villa - Town House 100 sakani.housing.sa
Ayala Alnakheel Villa 59 sakani.housing.sa
Park View Villa - Townhouse 484 sakani.housing.sa
Melia Tower Apartments 77 sakani.sa
Orchedia Tower Apartments 55 sakani.sa
Retal Rise Apartments 124 retal.com.sa
Maryon Villa Villa 5 Maryon
Basteen Tabuk Tabuk Town House 812 sakani.housing.sa
Roaasan Yanbu Town House - Apartments 656 sakani.housing.sa
Al Diyar Pearl Townhouse 1182 sakani.housing.sa
Al Diyar Pearl 2 Villa 156 sakani.sa
Saraya Albahar Safwa Villa 425 sakani.sa
Nesaj Town Safwa Villa - Townhouse 356 sakani.sa
King Abdullah District Jazan Villa - Townhouse 4170 sakani.sa
Mada Alsakani Jazan/Sabya Apartments 48 sakani.sa
Hitten Villas Buraidah Villas - Townhouses 142 سكني (sakani.sa)
Novotele Residence Makkah Makkah Apartments 242 thakher.com.sa
Aldana Algharbi Alkharj Villa 115 sakani.housing.sa

Simulate your home finance

Learn more