Your Visa Al Fursan Credit Card from Banque Saudi Fransi is a card designed especially for travel lovers. Your Visa Al
Fursan Credit Card enable you to earn miles when using the card for purchase inside or outside the Kingdom and enjoy
many exclusive benefits with Al Fursan Program from Saudia Airlines.
If you are not a member of the Alfursan program, please register through this link: https://alfursan.saudia.com/en As Alfursan membership is mandatory to obtain the card.
If you are not a member of the Alfursan program, please register through this link: https://alfursan.saudia.com/en As Alfursan membership is mandatory to obtain the card.
Features and Benefits
- Global acceptance
Enjoy the flexibility and convenience of using your card at more than 30 million merchants worldwide. - Sharia compliant
Rest assure that Banque Saudi Fransi offers an Islamic Sharia-compliant credit card product based on Tawarruq principle. - Supplementary cards for your family members
Visa Al Fursan Signature Credit Card allows you to have additional supplementary cards for all your family members without a need for a separate account, which helps facilitate and monitor your family’s spending. Supplementary cards will enjoy the same features and benefits as the primary card. - Global airport lounge access
Your Visa Al Fursan Signature Credit Card allows you to access over 1,000 international airport lounges. Travel with comfort and joy around the world in more than 300 cities. To know more about the airport lounges subscribed, please visit Visa Middle East website or download the LoungeKey application. Terms and conditions apply – please revert to FAQ section - Global Concierge Service
Enjoy a premium lifestyle anywhere around the world with the help of Visa Concierge Service including travel information, arrangements and reservation assistance, in addition to bookings at premium restaurants, entertainment events, shopping information and gift arrangements and delivery and many other attractive services. For more information, please read the FAQ section. - Easy payment plans - 0% profit rate
Easy payment plans without profit rate (0%) is a program designed for Banque Saudi Fransi credit cardholders to make large purchases easier by converting them into equal monthly installment up to 12 months at selected partners. For details, please visit Easy Payment Plan page - Attractive offers and discounts
You can benefit from the discounts at prestigious merchants tied up with Banque Saudi Fransi from dining to shopping, travel to entertainment and much more. - Al Fursan air miles for every transaction
Al Fursan loyalty program for Saudia Airlines will offer you air miles on all transactions done using Visa Al Fursan Signature Credit Card, which can be redeemed against attractive travel bookings and many more. Following is the reward grid:
Spend Amount Air Miles Rewards SAR 3 (local purchase) 1 mile SAR 2 (international purchase) 1 mile
Welcome miles upon activation 10,000 Miles
Spend amount Bonus miles SAR 80,000 in a year 20,000 Miles - Travel Insurance
When using your Visa Al Fursan Signature Card from Banque Saudi Fransi to pay for your travel expenses, you will receive a complimentary travel insurance policy for the respective trip, which can be used for visa application purposes as evidence of travel insurance. For more information on coverage and printing the insurance policy certificate and the terms and conditions, please visit Visa Middle East website - Luxurious lifestyle and collection of luxury hotels
Enjoy best offers and promotions provided by Visa Al Fursan Signature Card from Banque Saudi Fransi and relish every moment with pleasure from spa retreats, to sea excursions, hotel stays and other luxurious experiences. Also, a group of exclusive deals for a handpicked selection of +900 finest hotels around the world, with your Visa Al Fursan Signature Card from Banque Saudi Fransi, you can enjoy attractive discounts and offers. For more information and to stay tuned on the latest offers, please visit Visa Middle East website - Extended Warranty
Your Visa Al Fursan Signature from Banque Saudi Fransi provides an extended warranty up to 12 months in addition to the manufacturer warranty on items purchased using the card. For more information and terms and conditions, please visit Visa Middle East website - Purchase Protection
Your Visa Al Fursan Signature Card from Banque Saudi Fransi provides a purchase protection on items purchased using the card. For more information and terms and conditions, please visit Visa Middle East website - Instant Cash
Instant cash withdrawal up to 30% of your credit limit from any ATM worldwide. - SADAD & MOI utility bill payment
For your convenience and flexibility, you may pay all your SADAD & MOI utility bills using Banque Saudi Fransi Credit Card. - Chip-and-PIN card safety feature
The card is secured with a Chip-and-PIN safety feature giving more comfort to the cardholder during financial transactions. - Secure online shopping - supported by 3D secure (verified by visa)
You can rest and shop without having to worry about your online transactions knowing that all transactions done online using any Banque Saudi Fransi card is supported by 3D secure (verified by visa) security feature. - mada Pay service
mada Pay is a mobile application that provides Banque Saudi Fransi cardholders a convenient and new way to pay for purchases at stores through Android-based mobile devices by simply adding their cards into this application safely and securely. For more information, please visit Mada Pay page - Online access to view your card account
Banque Saudi Fransi offers you innovative online banking solutions to save you time and effort, and help you carry out your banking transactions anywhere and around the clock without having to visit the branch. - SMS notification for each transaction
Get additional security with free SMS alerts for every transaction made on your card to provide you with more comfort, security and protection. - Customer service around the clock
Fransi Phone team is available around to clock to serve you. Simply, call 800 124 2121 (if within the Kingdom), or +966 92 0000 576 (if overseas).
Fees
| Visa Al Fursan Signature Credit Card | Card Fees |
|---|---|
| Card Issuance / Annual Fees (primary card) | SAR 1,000 |
| Supplementary Card Fee | SAR 75 |
| Monthly Profit Rate | 2.25% |
| Late Payment Fee | SAR 100 (not exceeding the outstanding amount) |
| Cash Withdrawal Fee | SAR 75 for transactions up to SAR 5,000 and 3% for transactions above SAR 5,000 with a cap of SAR 300 |
| International Transaction Fee (FX Markup) | 2.70% |
| Card Replacement Fee | SAR 50 |
| Transaction Dispute Fee (unsuccessful) | SAR 50 |
All fees above are subject to VAT
Annual Percentage Rate: start from 34.12%
Example (1), The credit limit is SAR 10,000 and the cardholder decided to paid due amount of (SAR 7,000) as planned:
*If the customer made the monthly minimum payment, then cardholder needs 70 months to pay the full amount and take into consideration the interests and added profits every month.
| APR | Credit Card Purchase Rate | Minimum Payment | Period to Payoff* |
|---|---|---|---|
| 27% | 2.25% | 5% | 70 Months |
Example (2), The credit limit is SAR 20,000 and the cardholder decided to paid due amount of (SAR 10,000) as planned:
*If the customer made the monthly minimum payment, then cardholder needs 82 months to pay the full amount and take into consideration the interests and added profits every month.
| APR | Credit Card Purchase Rate | Minimum Payment | Period to Payoff* |
|---|---|---|---|
| 27% | 2.25% | 5% | 82 Months |
Example (3), The credit limit is SAR 12,000 and the cardholder decided to paid due amount of (SAR 5,000) as planned:
*if the customer made the monthly minimum payment, then cardholder needs 58 months to pay the full amount and take into consideration the interests and added profits every month.
| APR | Credit Card Purchase Rate | Minimum Payment | Period to Payoff* |
|---|---|---|---|
| 27% | 2.25% | 5% | 58 Months |
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